This section has been written especially for non-taxpayers and for the few people for whom the 10% starting rate for savings is of benefit.
If you want more information on tax rates generally have a look at Which tax rate applies to me?
The current coalition government has been stressing their intent to take many more people out of the tax net so this part of the website looks at those people who generally fall just below the taxpaying limit.
In the first section we consider how you become Non taxpayers or 10% taxpayers. We then move on to consider the most frequent issue for non-taxpayers and that is the subject of Interest and non-taxpayers.
Getting your money back from HMRC is considered under Claiming a repayment.
Finally we take a brief look at gifts to charity and Community Amateur Sports Clubs under the Gift Aid scheme which can be a problem for non-taxpayers.
If you are someone on a very low income it is likely that you may be entitled to one of the means-tested State benefits, such as pension credit, housing benefit or council tax benefit. If you do pay a little tax always remember that this tax is a deduction from your income in calculating the income upon which the means-tested benefit is calculated.
