Am I entitled to free UK healthcare cover?
The National Health Service (NHS) provides healthcare for people who live in the UK. Treatment on the NHS is generally free for UK residents at point of delivery. However, there are some exceptions if you are not living here permanently. We explain who is entitled to healthcare below.
Generally, if you move to the UK permanently, you are exempt from charges for NHS hospital treatment. The rules may differ depending on which part of the UK you are living in (i.e. whether you live in England, Scotland, Wales or Northern Ireland). For example, prescriptions are free of charge in Scotland for permanent residents.
If you are a visitor to the UK and have not moved here permanently, whether or not you are liable for NHS charges depends on the country from which you have moved. In general, healthcare is available to citizens of the EEA countries – but not for pre-planned treatment or treatment that can await your return home. The UK has healthcare agreements with a number of other countries which may entitle you to free or subsidised healthcare treatment. You can find a list of the EEA countries on this website.
Please note that from April 2015, there are new Regulations that allow NHS bodies to make and recover charges for NHS hospital treatment from chargeable non-EEA overseas visitors who are in the UK for more than 6 months (but not permanently). You can read more about this on GOV.UK.
There are some NHS treatments that are free to anyone living in the UK regardless of the length of time you have been in the country or how long you intend to stay.
- treatment as an outpatient in an accident and emergency department or a walk-in centre (the exemption from charges will cease to apply once the patient is formally admitted as an in-patient – this also includes emergency operations and admittance to high dependency units);
- compulsory psychiatric treatment;
- treatment for certain infectious diseases, including sexually transmitted infections (STIs); and
- family planning services – this does not include maternity treatment or terminations of pregnancies.
You can find out more information about the rules for England on the GOV.UK website.
You can find out more information about the rules for Wales on the NHS for Wales website.
You can find out more information about the rules for Scotland on the Scottish Government website.