Most people get a government top-up to their pension savings in the form of tax relief on their contributions. The way it is given depends on what kind of pension scheme you are in. 

Under auto-enrolment, employers must automatically enrol eligible workers into a qualifying pension scheme. Workers not automatically enrolled can opt in to a pension scheme, if they wish. 

On this page we look at the different types of pension scheme that you might pay into over the course of your working life.

On this page we look at when and how you can withdraw money from your private or occupational pension pot, depending on the type of pension scheme you have paid into. 

Here we look at the different kinds of personal pension schemes. It is for general guidance only and does not constitute pensions advice, such as which type of scheme might be best for you, or whether you should pay into a particular pension. 

The state pension is a taxable state benefit paid by the government to certain people who have reached state pension age.