Many people claim their state pension as soon as they reach state pension age. But you have the option of deferring your pension. State pension deferral means that you delay claiming, or stop receiving your state pension, until a time that suits you. 

The state pension is taxable. Here we look at how tax is collected on the state pension.

The state pension is taxable but unlike private pensions, the state pension has no tax taken off before it is paid to you. Here we look at what tax is payable on state pension payments.

National Insurance is very important for the purposes of claiming the state pension. On this page we look at how your National Insurance record plays a part in your entitlement to this state benefit later in life.

Certain pension income is tax-free. This page gives an overview of tax-free UK pension income (or pension related income).

If you access your pension pot flexibly, then income tax will usually be payable. Here we look at how tax is collected and some problem areas to be aware of.