The overall cost of pension contributions may be lower than you think if you are in receipt of certain state benefits. This is because when calculating income for universal credit you are able to deduct 100% of pension contributions – resulting in a higher award. There may be interactions with ...

Under auto-enrolment, employers must automatically enrol eligible workers into a qualifying pension scheme. Workers not automatically enrolled can opt in to a pension scheme, if they wish. 

Most people get a government top-up to their pension savings in the form of tax relief on their contributions. The way it is given depends on what kind of pension scheme you are in. 

The state pension is a taxable state benefit paid by the government to certain people who have reached state pension age. 

On this page we look at when and how you can withdraw money from your private or occupational pension pot, depending on the type of pension scheme you have paid into. 

On this page we look at the different types of pension scheme that you might pay into over the course of your working life.