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Updated on 6 April 2026

National Insurance credits for carers

Caring for someone can have an impact on your finances, particularly if you have had to give up work to be a carer. On this page we look at National Insurance credits for carers, which can help towards your future state pension entitlement.

a black notebook with white writing inside. writing says 'POSTGRADUATE LOAN'
Updated on 6 April 2026

Postgraduate loans

This page looks at the repayment of postgraduate loans (both Master’s and Doctoral loans) in England and Wales. Repayments for these loans started to be collected from April 2019. Northern Ireland collects postgraduate loans as Plan 1 loans. From April 2021, Scotland collects postgraduate loans as ...

a person holding a blue piggy bank and a book named 'STUDENT LOANS'
Updated on 6 April 2026

Repaying more than one student loan

Depending on where you live and when you studied on your courses, it is possible you have more than one student loan but under different plan types. For example, a Plan 1 and a Plan 2 loan, or perhaps a Plan 2 and a Plan 4 loan. 

a graduation cap filled with coins
Updated on 6 April 2026

Self Assessment: student loan repayments

Not everyone has to fill in a self assessment tax return or use the Making Tax Digital for income tax reporting requirements. Common examples of when you are likely to need to fill in a tax return are: if you are self-employed or have some other source of income which is not taxed before you ...

an open notebook with the words 'REPAYING STUDENT LOANS' written in it along with a hand drawn stack of coins.
Updated on 6 April 2026

Employees: student loan repayments

Employee student loan repayments come off your wages before you get them, so check your payslips!This page explains how student loan repayments are deducted through the Pay As You Earn (PAYE) system if you have a Plan 1, Plan 2, Plan 4 or Plan 5 income-contingent student loan. If you have ...

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