The complexities of government-incentivised savings for people on low incomes
The Chartered Institute of Taxation's (CIOT) Fellowship thesis by Kelly Sizer on the problems facing those on low-incomes when trying to navigate savings tax issues and their interactions with means-tested benefits. Kelly specifically focuses on pensions (including auto-enrolment), Lifetime ISAs and Help to Save.
Kelly's Thesis can be found here: ‘The complexities of government-incentivised savings schemes for people on low incomes (October 2017)’
For a summary of the key points, please see our news item 'Solving the savings conundrum'